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3Regression · Investment Scoring

Investment Scoring

Which properties offer the best risk-adjusted return?

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A real-world example

Which properties offer the best risk-adjusted return?

Real estate funds evaluate 100+ properties per acquisition, spending $50K-$200K in due diligence per deal. Traditional underwriting models project returns using historical cap rates and comparable sales, missing the demographic and economic graph signals that drive future performance. For a fund deploying $500M annually, improving deal selection by identifying the top-quartile properties saves $20-40M in avoided underperformance over a 5-year hold period.

How KumoRFM solves this

Graph-powered intelligence for real estate

Kumo connects properties, financials, market data, demographics, and transactions into an investment graph. The GNN learns which property-market-demographic combinations produce outsized returns: how population growth corridors interact with supply pipelines, how employment center proximity affects rent growth, and how comparable transaction patterns signal market turning points. PQL scores each property by predicted risk-adjusted return, enabling funds to focus due diligence on the highest-potential deals.

From data to predictions

See the full pipeline in action

Connect your tables, write a PQL query, and get predictions with built-in explainability — all in minutes, not months.

1

Your data

The relational tables Kumo learns from

PROPERTIES

property_idtypeunitsyear_builtmarket
INV001Multifamily1202010Austin
INV002Office50K sqft2005Denver
INV003Multifamily2002018Nashville

FINANCIALS

property_idnoicap_rateoccupancyrent_growth_yoy
INV001$2.4M5.2%95%+4.8%
INV002$1.8M6.8%82%-2.1%
INV003$3.6M4.8%97%+6.2%

MARKET_DATA

marketpopulation_growthjob_growthsupply_pipelinerent_trend
Austin+3.2%+4.1%HighRising
Denver+1.5%+1.8%MediumFlat
Nashville+2.8%+3.5%MediumRising

DEMOGRAPHICS

marketmedian_agemedian_incomerenter_pcttech_employment_pct
Austin34$72,00048%18%
Denver36$68,00042%12%
Nashville35$58,00045%8%

TRANSACTIONS

txn_idmarkettypeprice_per_unitcap_ratedate
TXN301AustinMultifamily$210K5.0%2025-01-15
TXN302DenverOffice$320/sqft7.2%2025-02-01
TXN303NashvilleMultifamily$185K4.9%2025-02-20
2

Write your PQL query

Describe what to predict in 2–3 lines — Kumo handles the rest

PQL
PREDICT AVG(FINANCIALS.noi, 0, 365, days) / PROPERTIES.asking_price
FOR EACH PROPERTIES.property_id
RANK TOP 10
3

Prediction output

Every entity gets a score, updated continuously

PROPERTY_IDMARKET5YR_IRRRISK_SCORERANK
INV003Nashville14.8%Low1
INV001Austin12.2%Medium2
INV002Denver7.4%High3
4

Understand why

Every prediction includes feature attributions — no black boxes

Property INV003 -- 200-unit Multifamily in Nashville

Predicted: 14.8% projected 5-year IRR (Rank #1, Low risk)

Top contributing features

Rent growth trajectory

+6.2% YoY, accelerating

29% attribution

Occupancy stability

97% (above market)

24% attribution

Population + job growth momentum

+2.8% / +3.5%

20% attribution

Moderate supply pipeline (no oversupply)

Medium

16% attribution

Comparable transactions support valuation

$185K/unit

11% attribution

Feature attributions are computed automatically for every prediction. No separate tooling required. Learn more about Kumo explainability

Bottom line: A fund deploying $500M annually saves $20-40M over a 5-year hold by improving deal selection. Kumo's investment graph connects property financials to demographic momentum and supply dynamics, scoring deals by predicted risk-adjusted return rather than historical cap rates alone.

Topics covered

real estate investment scoring AIproperty investment modelrisk-adjusted return predictionreal estate portfolio MLinvestment property rankingKumoRFM investmentcap rate predictionreal estate underwriting AI

One Platform. One Model. Predict Instantly.

KumoRFM

Relational Foundation Model

Turn structured relational data into predictions in seconds. KumoRFM delivers zero-shot predictions that rival months of traditional data science. No training, feature engineering, or infrastructure required. Just connect your data and start predicting.

For critical use cases, fine-tune KumoRFM on your data using the Kumo platform and Data Science Agent for 30%+ higher accuracy than traditional models.

Book a demo and get a free trial of the full platform: data science agent, fine-tune capabilities, and forward-deployed engineer support.